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How Can I Get Needed Medications At Little Or No Cost. I'm On Medicare.

A DiabetesTeam Member asked a question 💭
Pitman, NJ

I wonder how people on fixed income make decisions when it comes to medications or food.

Can you help us @A DiabetesTeam Member and the rest of you warriors.

For me, I choose my Medicare part D ..... based on the medications I am currently taking. Or even medications I am planning to try.

Some do Medicare Advantage plans, aka Part C. You have to be really careful with Part C Plans. The donut hole can be huge.

Good luck.

October 28
View reactions
A DiabetesTeam Member

@A DiabetesTeam Member our experience with advantage plans is they really limit rehab, who you can see, meds you can take. My mother in law had one and when she broke her hip she was allowed only 20 days of rehab and 6 weeks in home care. She is 89 and was not ready to come home. It was tough all around. Plus she had outstanding medical bills. My husband and I both have supplemental plans. I start Nov. 1 but my husband has been on it since 2008 and we’ve never had a Dr bill and scripts are minimal cost. My sisters daughters mother in law has an advantage and she suffered a brain aneurysm and she too has only 20 days of rehab. Look very closely at coverages in all plans. While advantage plans sound good they fail in serious illness/injury. Our agent advises against them.

October 28
A DiabetesTeam Member

Hi guys, you that do not receive Medicare or Medicare advantage. The pharmaceutical companies can help you get you're medication at a discount, or free. Remember all insurance plans may not fit your needs, really do your research. @A DiabetesTeam Member Walmart is suppose to have a cap on their insulin. I get Medicare ABC&D, but I got a plan tailored to my needs.

October 28 (edited)
A DiabetesTeam Member

I've been on Medicare Advantage plan for many years. My part c is to get me a new wheelchair, bedside commode,walker too. Only 2 thing allowed with Part C right now but may change January 1.

99% of my meds are covered by my plan. I have 2 grants. 1 for what first was a Diabetes med . In clinical trials kidney failure patients were finding out that the drug Farxiga cures CKD patients. I started on it at eGFR 18 when first diagnosed. Now I'm up to between 38 to 48. 60 is where normal starts. I take 1 pill daily. While in nursing home I was refused my Farxiga and was freaking out daily. The original copay was $9000 per month. I couldn't afford that much. So my pcp finally ordered it and a month later my eGFR increased. 18 up to 25 to start. Now between 38 up to 48.

Repatha is an injection twice monthly. Copay still at $487 every 3 months.

Try using the Goodrx card to reduce prices and copays.It works sometimes and then sometimes not. It doesn't cause joint pain as a side effect like statins do.

I look up my meds before the doctors order them. Prices, copay, side effects, adverse reactions.

One app I rely on is drugs.com you can also see their images. Shape, Type of med. Color of med. What is it ordered for.

November 8
A DiabetesTeam Member

well in Australia and being a pensioner, my medication and I take 12 different ones they are only the cost of the script then when you reach your level mine is 500 dollars in a Calander year they are completely free Im sure glad I live in Australia

November 5
A DiabetesTeam Member

With the Medicare part C advantage is different. I get $140 on a card each month that pays for gas, utilities, groceries, and OTC products. $3,000 dental3,000 for hearing and 600 for vision, all is put on a Visa flex card. If you have Medicare, and your States Medicaid you qualify for part C Medicare. But, you will need to talk a licensed insurance agent, during open enrollment, do your research so you will not have to pay out of pocket. My matianance meds are free, 0 co-pay to see a specialist, and 0 co-pay for PCP visits.

October 30

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